贡献: 任何人(学生), 学生的配偶, 亲生父母或养父母, 或父母的配偶)，他们需要在FAFSA表格上提供信息. 此进程需要FSA ID. 

出席费用(COA): 就读一所院校一学年的估计总费用. 这一数额可能包括以下内容:

• 估计一学年的学杂费
  • 学费-课程和/或其他课程的费用
  • 收费-其他十大菠菜台子的收费(例如.g. 技术访问，娱乐中心使用)
• Housing – Includes residence hall charges for on-campus students or an estimate of rent and utilities for an off-campus student
• Food – Includes the cost of a meal plan and/or an estimate of the costs of food prepared at home
• 估计的交通和停车费用
• 书籍和用品的估计费用
• 购买或租用电脑
• Miscellaneous costs 如 personal hygiene, laundry, and reasonable entertainment
• 与出勤有关的特定学生情况下的其他费用, 例如在上课或学习期间的依赖照顾, 有关残疾的开支, 出国留学, 教育贷款费用, 和其他人
• 学生健康保险费用

直接成本: 包括在 出勤费用 学生/家庭直接向学院付款.

直接数据交换(DDX): Direct exchange authorized by FAFSA contributor to link IRS 收入/wage/tax information directly into FAFSA form(formally known as IRS Data Retrieval Tool).

教育贷款: 一种必须偿还的经济援助. Educational loans have varying fees, interest rates, repayment terms, and/or borrower protections.

• 联邦学生贷款: Federal funds made available 致学生 that must be paid back by 学生. Students must complete Entrance Counseling and a Master Promissory Note (MPN) to receive these loans. Repayment begins six months after 学生 ceases to be enrolled at least half-time with options to delay payment available. To be eligible, 学生 must be enrolled at least half-time in an eligible program of study.
  • 联邦直接资助学生贷款: 提供贷款资金 致学生 由美国.S. 教育部，通过学校. 有经济需要的本科生有资格获得补贴贷款. The government pays the interest on the loan while 学生 remains enrolled at least half time and during certain periods when the government allows deferment of repayment. 每年的借款额度是有限制的, which vary by 学生’s academic year in school and 学生’s dependent or independent status.
  • 联邦直接无补贴学生贷款: 提供贷款资金 致学生 由美国.S. 教育部，通过学校. 本科生和研究生无论他们的需要, 有资格获得无补贴贷款, 只要他们提交了联邦学生援助免费申请(FAFSA). 利息应计立即开始, and 学生 can choose to pay the interest while enrolled or upon entering repayment. 每年的借款额度是有限制的, which vary by 学生’s academic year in school and 学生’s dependent or independent status.
  • 联邦直接毕业生PLUS贷款: 提供予 研究生 由美国.S. 教育部，通过学校. This federal loan program allows 研究生 with no adverse credit history to apply for a loan amount up to their 出勤费用 each year, 减去收到的任何其他经济援助.
• 联邦直接父母PLUS贷款(PLUS): 提供贷款资金 致父母 受抚养的本科生由美国.S. 教育部，通过学校. This federal loan program allows parents with no adverse credit history to apply for a loan amount up to the 出勤费用 每年减去受抚养学生获得的任何经济援助. Repayment of principal and interest begins immediately once the loan is fully disbursed with some options to delay payment available.
• 私人贷款: 学生或家长从商业贷款, 国家附属或机构贷款机构过去常常支付高达每年的贷款 出勤费用减去收到的任何经济援助. 私人贷款有不同的利率, 费用和还款选择，通常要求申请人有信誉, 或者找一个信誉良好的代销商. 还款一般立即开始.

注册状态: 学术工作量(或课程负荷), 由机构定义, 学生在规定的学习期间注册. This normally relates to the number of credit hours or clock hours taken by a student during a given academic period (e.g. 全职，四分之三时间，半场时间，不到半场时间).

预期家庭贡献: **仅在2023-2024援助年度有效** An eligibility index that college financial aid staff use to determine how much financial aid you would receive if you were to attend their school. The EFC is calculated according to a formula specified in law and is based upon the information provided by 学生 and their family on the Free Application for Federal Student Aid (FAFSA).

家庭经济责任(FFR): Many schools award institutional need-based 奖学金 and grants based upon a more comprehensive calculation of family financial circumstances using information provided on the CSS PROFILE or the institution’s own financial aid form. This can result in a higher (or lower) figure than the Free Application for Federal Student Aid (FAFSA) might indicate with its 预期家庭贡献(EFC)估计.

联邦佩尔助学金: A federal grant provided by the federal government to under研究生 who demonstrate exceptional financial need and have an 预期家庭贡献 低于联邦政府规定的门槛. 佩尔助学金的奖励金额是按比例计算的 注册状态

联邦补充教育机会补助金(FSEOG): A federal grant awarded by the institution to qualified under研究生 who demonstrate exceptional financial need. 优先考虑的是 联邦佩尔助学金 收件人.

联邦勤工俭学: A federal program offered and administered by the institution that provides opportunity for part-time employment to students with financial need to help pay their educational expenses. 学生有责任找到合格的工作. 资金通过薪水支付，作为收入.

礼物的援助: 授予学生的不需要偿还的资金, 除非学生达不到某些标准, 如 a service requirement that is specified as a condition of the gift aid or not completing the period for which the aid was awarded. 捐赠援助可以包括诸如助学金之类的奖项, 奖学金, 缓解, 奖, 豁免, 等. 捐赠援助可以根据许多因素颁发, 包括(但不限于)经济需求, 学术, 运动, 音乐的, 和/或戏剧天赋, 与各种团体的联系, 和/或职业抱负.

格兰特: 礼物的援助 这通常是基于经济需求.

收入分成协议(isa): A student’s contract with their institution or a private entity to pay a percentage of their future earnings for a fixed period after graduation in exchange for funds to pay for their education while enrolled.

间接成本: 估计的费用 出勤费用 不直接支付给机构.

伊拉克及阿富汗服务补助金: A federal grant to qualifying students with a parent or guardian who died as a result of U.S. 2001年9月11日之后在伊拉克或阿富汗服役. 如果学生有资格获得 联邦佩尔助学金在美国，他们无法获得国际原子能机构的援助.

需要: 学生的 出勤费用 -他们的 预期家庭贡献, or 家庭经济责任 (如适用). 

净价: 剩余的直接成本和间接成本 礼物的援助 应用. 净价可通过多种渠道覆盖, 包括:储蓄, 收入, 还有教育贷款.

项目级别: 学生所就读的学位授予课程的等级. 课程级别可能包括:本科(寻求副学士学位的学生), 本科毕业证书, or a baccalaureate degree); post-baccalaureate (如 teacher certification); or graduate (students working on a master’s degree, 毕业证书, 博士学位, 或专业学位). The amounts and types of financial aid for which a student is eligible is determined, 在某种程度上, 按照他们的程序级别.

学生资助指数: **从2024-2025援助年度开始** New determination of eligibility for federal student aid-replacing the EFC on the FAFSA. An eligibility index that college financial aid staff use to determine how much financial aid you would receive if you were to attend their school. The SAI will be calculated according to a formula specified in law and is based upon the information provided by 学生 and their family on the Free Application for Federal Student Aid (FAFSA).

奖学金: 礼物的援助 这通常是基于绩效, 如, 学术, 人才, 与各种团体的联系, 或者是职业抱负，或者是优点和需求的结合.

自助: An institution’s expectation that a student contribute toward their education using a combination of loans, 学生就业，例如 联邦半工半读的和/或夏季储蓄.

大学及高等教育教师教育资助(TEACH)补助金: 为本科生和研究生提供的联邦助学金, awarded in exchange for specific future teaching service in designated high-need fields and low-收入 elementary and secondary schools. If a student does not complete the required teaching service, the grant becomes a 联邦直接无补贴贷款 那是必须偿还的.

未满足的需求: 学生的 出勤费用，减去他们的 预期家庭贡献 or 家庭经济责任 (如适用)，减去所收到的按需援助，例如 礼物的援助, 联邦半工半读的 or 联邦直接补贴贷款

验证: A federally mandated process to confirm the accuracy of data provided by selected applicants on the Free Application for Federal Student Aid (FAFSA). 完成验证过程, 学生, 他们的父母(年代), 或配偶, 如果适用的话, 是否需要向学校提供某些文件以供审查. If the documentation 学生 provides the institution doesn’t match what was reported on the FAFSA, 验证可能会导致学生的经济援助资格发生变化, 和/或经济援助.

参观 教育部网站 了解更多关于联邦学生援助类型的信息.